Mortgage and property finance advice, done properly.

Our Mortgage Broker (OMB) is an independent, whole-of-market mortgage and property finance broker based at 23 Berkeley Square, Mayfair. We advise on residential, high-value and private bank mortgages, expat and foreign national lending, buy-to-let, bridging, development and commercial finance, and protection, for clients across the UK and overseas.

Yes. Our Mortgage Broker Limited is directly authorised and regulated by the Financial Conduct Authority, Financial Services Register number 944663. You can check this on the FCA register. Most buy-to-let, commercial and some bridging finance is not itself regulated by the FCA.

There may be a fee for mortgage advice. The amount depends on your circumstances: we may charge up to 1% of the loan, and our typical fee is £500. We usually also receive commission from the lender. We always confirm any fee in writing before you proceed, and the first conversation is free.

No. Our office is in Mayfair and many clients buy in prime central London, but we arrange mortgages and property finance across England, Wales, Scotland and Northern Ireland, and for UK expats and foreign nationals buying in the UK. Most of our work is done by phone, video and secure email.

Often, yes. High-street lenders use standard criteria that do not fit complex income, overseas income, large loans, unusual properties or credit issues. As a whole-of-market broker we can approach specialist lenders and private banks that assess cases individually. We will tell you honestly if we do not think a case is achievable.

A straightforward remortgage can take four to eight weeks; a purchase depends on the conveyancing chain. Bridging finance can complete in a few weeks where valuation and legal work move quickly. We will give you a realistic timeline at the first call.